|Upfront Mortgage Brokers Association: I am a member of the Upfront Mortgage Brokers Association. UMBs disclose their fees to customers in advance and in writing, and disclose the wholesale prices (rates and points) passed through from lenders. This is a very elite group of mortgage professionals. There are only about 300 of us in the entire country.|
|Certified Mortgage Planning Specialist: I am a Certified Mortgage Planning Specialist. CMPS professionals have demonstrated financial knowledge and expertise regarding the tax and
financial planning implications of various mortgage and real estate investment strategies. Therefore, CMPS professionals can better advise you when it comes to:
1. Your single largest debt – mortgage,
2. Your single largest asset – real estate equity,
3. Life Planning needs and goals – cash flow.
|Financial Planning Association: I am a member of the Financial Planning Association. I work side-by-side your Financial Advisor to insure that your mortgage is part of your overall financial plan. If you don't have a Financial Advisor, I can recommend one to you.|